Starting in 2014, Chinese banks will be required by the China Banking Regulatory Commission (CBRC) to disclose holdings within their wealth management programs (WMPs). WMPs are short-term investment products used by Chinese banks to offer clients higher-yielding alternatives to traditional deposits. They have become integral to China???s ???shadow-banking??? system as these deposits are often kept off of the books. Unfortunately, they contribute greatly to China???s debt growth. Or, they did, since starting next year, the CBRC???s new regulation will require full disclosure. The question is??? how will the investment community react to this change in Chinese bank regulation in 2014, and does this affect your desire to invest in Chinese banks?